Anyone feel the same as I do about technology and seniors?
I have two 6 month old pomapugs that are beating me up and each other. I went online and found a local training business that will come to my house and train them at $125 per dog per hour, or $750 for 8 one hour sessions per dog. So, I hit book an appointment. I was ready to book and it says, payment by Zelle, Apple pay, or Venmo only. What the hell, I don’t do any of that! It’s my understanding in order to use that those places need your bank account number.
It is no different from using a paper check. Actually, with a paper check the payee has your bank account information. Not so with Zelle or Venmo. I have not used Apple Pay, but I assume it is the same.
I don’t do paper checks except the one the bank sends when I pay bills online. I don’t know if my account number is on them or not. My bank has also tried to get me to use Zelle but how does that work if they don’t have my account number?
I pay cash or credit card and pay it off every month or transfer from my checking as soon as it gets posted, although businesses charge a small fee to use a credit card I feel safer.
Sister, your bank has your account number. They gave it to you when you opened the account.
You can usually make a Zelle paymnet directly through your bank’s app. I do it all the time. You just need to be 100% sure the recipient’s information is correct before sending it.
Edit: I would not make a payment before you have received service.
It’s still frustrating that a business doesn’t at least accept cash, and I still don’t know how those other things work without my account numbers and I’ve heard if you make a mistake when sending like $500 instead of $50 good luck getting your money back.
I would do some research on that company before I did business with them.
If they are listing an LLC or a corporation go to the Secretary of state web site in the state of jurisdiction and see if they are actuallu listed and are in good standing.
BBB inquiry.
Go to the web page of the county of their residence and look for prior litigation.
If they list any of the r personnel a criminal back ground check is in order.
Use Pacer for federal jurisdiction. Pacer is not free but is cheap.
Went to a college football game yesterday and the stadium was cashless. A kid behind me only had cash so I bought his beers for him. He insisted on giving me $20 for about $30 in beer, but it was funny that the old man was cashless and the 20 something only had cash.
Thanks, I was so frustrated I needed to vent. I found another business in my area that does personal training and accepts credit cards,but didn’t show what it costs. I’ll call when they’re open.
Some places aren’t taking credit cards anymore. If they do…they charge 4% to use them.
I have a mobile car mechanic that comes to the house. The guy accepts either cash, Venmo or Cash app. Years ago, checks or credit cards would be accepted.
A business is not obligated to accept credit cards. If it does, there is a cost to the business to accepting payment. I see no problem giving the customer the option of paying less in cash or paying more in order to use a credit card.
This is especially true these days when a business can accept cash without taking physical cash, where the previous costs of accepting cash (i.e physical deposits to bank, etc), no longer apply. The difference between accepting payment via credit card or apps such as Zelle or a debit card are that much larger.
It is as the saying goes abouf all costs being passed onto the end user.
In most cases, they aren’t charging more…they are giving a discount for cash or Venmo. The consumer can decide how to pay it. The price on the menu reflects the cost of doing business, which uses the assumption that people will pay with a credit card. Because that prices includes the assumption of the business paying a credit card fee, the business might opt to offer a discount of that fee to people who pay in a way that doesn’t cost the business.
Many will continue to pay by credit card because the credit card offers them cash back rewards or travel points. So the busness is paying a fee that the customer benefits from. If the points or cash back are important to the customer, it should be considered a “cost of doing business” with that credit card company for the customer to get the points.
Had a kind of funny situation this past summer - I don’t usually carry cash but I try to have some with me to buy lemonade from kids selling it on our bike rides. We had stopped and some folks got lemonade. I didn’t have any cash with me and said so - the kids…only in elementary school said “We take Venmo”