Safe investments

with the volatility of the market, what do you think is Safe way to to invest or park cash.

Credit unions high yield savings acccounts and short-term CDs. HY savings is 3.4% and 6 or 12 month CDs are 3.9%

Also, but not as handy are the cash accounts where you do stocks, ETFs, etc. 3 to 4%

The riskier stuff is showing real high returns lately, like 20% YTD

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OZK bank, formerly Ozark Bank, is in your general area and is paying 4.1 and 4.2% as of a couple of weeks ago when I renewed some of mom’s.

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