IRS CP53E Notice

I received a notice (IRS CP53E) from the IRS that they could not direct deposit my 2025 FIT refund. According to the 2025 return I filed this year, and the IRS’s transcript of it, I am not due a refund and I don’t want to register a bank account with the IRS for on-going payments and debits.

There is no on-line help path that addresses this problem.

Anyone else having this problem?

No issue with our refund, had it applied to our first estimate for ‘26.

I’m confused. Why would they direct deposit a refund if your tax return you filed showed you are not due a refund?

Or, does that not match what you filed? If so, my first guess would be that someone filed under your SSN and if so, it can take over a year to get your refund.

Their transcript of my return shows no refund due.

The CP53E says “We couldn’t direct deposit your 2025 Form 1040-SR refund”

I guess it could be that there was a small amount not shown on their transcript of my return that they tried to direct deposit. Or it might be that they want everyone to register an on-going account with them. They debited the one-time account that I had on my 1040 for the amount due with my return 4 days after I filed online.