When I was growing up most dentists did everything except orthodontics. Then they stated to limit their practices to more routine dentistry and people started to go to a speciality dentist for everything else such as root canals, tooth extractions, periodontics, cosmetic dentistry’ etc. Now even though there are more specialized dentists than ever, most dentists are doing everything again including orthodontics. Do you think this is because dental insurance companies don’t want to pay a specialist for a procedure that they think can be done by a general dentist.
When I had a root canal my dentist said that while they could do one, the endodontists had specialized equipment, and they did them all the time, it would be easier. Most dental insurance pays very little anyways.
I’m not sure how dental insurance works. At my doctor or hospital, they submit a bill and the insurance company processes it for their negotiated rate, and I only pay a copay or that reduced amount towards my deductible. But many times I have had to pay several hundred dollars up front, before insurance was even submitted.
It’s basically a payment plan not real insurance
The caps are too low to be called insurance
which is why, when I go to a doctor I pay a $25 copay but when I go to the dentist and need a crown, I have to pay $500 up front and THEN process my insurance.