Investing advice for friend

There are many others but these are the broadest version to asset class categories

8 Top Index Funds for Dividends | The Motley Fool - has some dividend ETFs but I don’t know about their performance.

SPY, IVV, VTI, DIA, QQQ - large cap
VXF, MDY, VO, IJH - Midcap
IWM, IJR, VB, SLY, VIOO, XNAS, SPSM - small cap
EFA, IXUS, VEU, VT - international
EEM, VWO, SPEM - emerging market
AGG, BND, BSV, VCSH, VCIT, BIV, SHY, IEI, LQD - bond funds
VCLT, TLT, BLV - long-term bond funds
VMBS, GMNA - mortgage back securities
IAU, GLD - Gold ETFs

If you use M1, they already have a pie setup for that.

I downloaded it but need to dive in a bit more.

Go the website to set it up. It’s a pain through mobile.

Mobile is good for everything else but the initial setup.

Pardon me, but I would not own any gold ETFs. They lease gold on margin, and don’t own it.

Good to know.