Anybody buying index funds or ETFs?

Pretty good choices. For my yield plays I am usually in MLPs, BDCs, REITs and some Dividend Growth stocks.

I do wonder if the days of 10k below MSRP are gone, even once automakers can get chips again. But as we’ve talked about, reliability of cars is amazing so I’m not in a hurry to buy anything.

I believe msrp will not go down. What will come back is incentive below msrp. I think at many stores prices won’t come down but things like coupons and sales will come back. After car lot incentives and coupons on general merchandise, the net price will still be more than the pre covid times.